Medical PlansThe Albany-Colonie Regional Chamber's Health Benefit Program provides an opportunity for member companies to purchase health benefits coverage. The insurance needs of each of our members is varied, and coverage options need to reflect this. To best meet the needs of our members, a single provider was selected who could offer products that would best meet the needs of our members. That provider is Capital District Physicians Health Plan (CDPHP).
An added benefit of moving to CDPHP is that the full menu of their products is available to each of your employees. That is, a company is no longer restricted to offering only one CDPHP choice. Your employees can select the product that best fits their individual needs, and the employer will still receive one bill from the Chamber. With CDPHP, all employees can also earn points worth up to $365 per year as a reward of better health management.
CDPHP Plans and Rates InformationCORPORATE - Download coverage details and rates
SOLE PROPRIETOR - Download coverage details and rates
CDPHP Enrollment/Change Application
Important Links for CDPHP InformationMember Links Home Page - Quick Links Find-A-Doc - Find a provider in your area; see if your physician accepts your plan. RX Corner - Drug benefit information. Member Resources - Knowledge is key to healthy living - free access to resources, from forms to information.
Member Log-In - Get 24x7 secure access to your account with CDPHP.
Vision and Dental Plans
Vision and Dental plans are also available through the Chamber. Offerings include Empire Blue Blue Vision, American General Dental and Guardian dental.
Empire Blue View coverage American General & Guardian coverage
If you are 65 or older and have or are considering Medicare coverage, you may want to view Medicare & You from the U.S. Department of Health and Human Services. Questions regarding Medicare enrollment or coverage should be directed to 1-800-MEDICARE. (1- 800-633-4227).
The Chamber offers group Medicare Advantage (Part C) plans. Please click the link below to download information on these plans. To qualify for one of our Medicare Advantage plans, you must already have Medicare Part A and B. For questions related to the Medicare Advantage plans we offer, contact Debbie Collett at (518) 431-1433. Note: Sole Proprietors are not eligible for the Medicare group product. If you are a Sole Proprietor interested in Medicare Advantage, please contact CDPHP Medicare Sales at 518-641-3400.
MEDICARE ADVANTAGE PLANS - Download coverage details and rates
Enrollment is effective the first day of the month following 30 days of membership (corporations); 60 days of membership (sole proprietors); or 30 days of employment (employees). If not enrolled during these periods – in most cases – you must wait until an open enrollment period.
Unless otherwise noted, employee coverage requires a minimum of 20 work hours per week; company tax and payroll documentation required.
For members – with more than 50 employees – that are interested in health insurance coverage, contact Kathy Giannantonio at (518) 431-1419, Press 1 for Chamber and 1 for Eligibility.
NEW: The Patient Protection and Affordable Care Act (PPACA)
Passed into law in 2010, the PPACA requires that health insurers and self-insured group health plans provide a standard Summary of Benefits and Coverage form (SBC) to all individuals enrolling in medical coverage. Below are links to documentation about the SBC as well as all of the required forms for CDPHP plans offered by the Chamber. These links are provided to help our members comply with the law.
Message from CDPHP - explains the law and what it means to employers
Uniform Glossary of Medical Terms as provided by HealthCare.gov
Summary of Benefit and Coverage Forms for Chamber plans: